Valuable Partner Offers We work with carefully selected business partners, so that you may receive offers for their products and services. Your benefits will differ depending on which type of enrollment you have. If Unable to Obtain Data from the 3 Major Bureaus:In order to provide you with benefits, CreditSecure® relies on information provided by the 3 Major Bureaus. American Express's total liability arising from or related to your use, access to, or inability to use CreditSecure® will not exceed the amount paid by you for the CreditSecure® enrollment during the enrollment or renewal term in which any claim or dispute arises. Identity Alerts CreditSecure will send you a notification to alert you when activity using your personal information occurs. Registration is not required to use the card cancellation and replacement service, but will make it easier to assist you if such service is needed.
If you terminate, your consent will still continue with respect to our pre-termination rights including without limitation, rights created by your consent to this disclosure. Costs incurred by you for travel within the United States incurred as a result of the insured's efforts to amend or rectify records as to the insured's true name and identity; and vii. American Express is not responsible for the accuracy or contents of your reports. There may be times where an issuer will not permit us to remain on the line and you will have to complete the process without us. This includes your name, address, e-mail address, date of birth, and social security number. Lost wage reimbursement excludes business interruption or future earning of a self-employed professional.
Legal fees and private investigator fees are subject to prior approval. These scores are provided automatically and do not need to be requested. American Express will provide you with 30 days advance notice of changes to the Terms. System Requirements Software and Hardware. These scores are provided automatically and do not need to be requested. A CreditSecure representative will call your card issuer with you on the phone line to help cancel and replace lost or stolen cards. We may also share Member Information with other financial institutions with whom we jointly offer products and services.
You agree to keep it current and accurate so that you do not miss receiving e-communications. You may make a copy of this disclosure and the other disclosures, contracts and consents that you or we provide or make during the enrollment process. If you have other insurance that applies to a loss under this policy, the other insurance shall pay first. If you make choices not to receive offers as indicated above, we may still include notices and information about the CreditSecure service and other products and services when communicating with you about your Service Account and related products and services. To get started, please provide the information requested below so we can access your application s. And we may disclose it to other third parties as permitted by law.
A web browser is a piece of software on your computer. Please review the summary chart that you receive with your welcome kit or email to see if you are an online or offline enrollee. This includes, but is not limited to, the fraudulent use of your personal identity to establish credit accounts, secure loans, enter into contracts or commit crimes. Your enrollment will continue until cancelled. Identity Alerts Real time notification via email or text message if enrolled to alert you when activity using your personal information occurs. You may not use or order CreditSecure® for anyone else. If you do not consent to this E-Communications Disclosure, you may not enroll onlineDesignated Email Address.
American Express is not responsible for nondelivery of services due to your failure to provide updated contact information. Coverage is limited to wages lost within twelve 12 months after your discovery of a Stolen Identity Event. Insureds are therefore not protected by such funds. All of your benefits become active on the Purchase Date. There are two forms of CreditSecure ®: online and offline. Duration and Termination of Consent.
You also agree that we may use as your Designated Email Address any other a email address we have in our records for you from time to time, if your Designated Email Address does not appear to be current or otherwise properly working; or b electronic address that you provide as a substitute for your email address and that we are willing to accept from time to time. Your consent to receive e-communications does not mean we will only communicate with you electronically. Former Customers If you cancel your Service Account, or your Service Account is closed, we will continue to treat and safeguard Member Information about you as described in this Notice. Online enrollees will receive Child Monitoring notifications by email to the email address registered. You can inform us not to send you these offers.
Key changes could include: InquiriesPotentially negative informationPublic records changesNew accounts opened in your nameAddress changes To the extent possible, CreditSecure® will send alerts to offline customers by mail within 2 days of the key change being discovered. This arbitration provision shall survive termination of this Agreement. If Unable to Obtain Data from the 3 Major Bureaus: In order to provide you with benefits, CreditSecure relies on information provided by the 3 Major Bureaus. Offline enrollees receive a report by mail from each of the 3 Major Bureaus upon enrollment. Credit reports from each of the 3 Major Bureaus, Experian ®, Equifax ® and TransUnion ® are sent by mail yearly with quarterly updates. Services are provided by a third-party service provider. This Summary does not state all the terms, conditions, and exclusions of the Master Policy.
Limitation of Liability: In no event shall American Express be liable for any incidental, consequential, direct, indirect, special, exemplary, punitive or similar damages arising from or related to your CreditSecure enrollment. A Stolen Identity Event means the fraudulent use of your name, address, Social Security number, bank or credit card account number or other personally identifying information or other method of identifying you. A CreditSecure® representative will call your card issuer with you on the phone line to help cancel and replace lost or stolen cards. It is also available once per month when you request your credit report online. American Express, in its sole discretion, may change the fee with 30 days advance notice.
If you believe your credit report is inaccurate, you must notify the report's issuer. Lost Wallet Assistance Assistance to replace lost or stolen cards, including a repository to store personal information such as card numbers online in your CreditSecure Dashboard. Jury Waiver:Both you and American Express voluntarily and knowingly waive any right you or American Express may have to a jury trial for all matters arising out of or related to CreditSecure® or these Terms. Experian's National Consumer Assistance Center provides a proprietary consumer disclosure report that is different from the consumer credit report provided by ConsumerInfo. If you have requested either a line of credit increase or a balance transfer on an existing American Express card account, please call the number on the back of your card regarding the status of those requests. Whether or not you purchase CreditSecure ® will not affect the terms of any existing credit agreement or any application for credit you may have with American Express or its affiliates. Duration and Termination of Consent.